Canary Financial
DSCR · Business purpose

DSCR rental-property
loan application.

Qualify on the property's cash flow — not your personal income. Complete the application below, save and finish later any time, and we'll match your deal to the right DSCR capital partner.

Start your application Estimate my DSCR first
0
Max LTV (%)
0
Day resume window
0
Request, reviewed by our team
Qualifies on rent
No income docs
DSCR = rent ÷ PITIA
Held in an LLC
1–4 units +
condos, small multifamily
Flexible terms
Up to 80% LTV
30-yr fixed, I/O, ARM
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DSCR loan application

Tell us about the deal.

Six quick sections. You can save and email yourself a private link to finish later on any device.

1. Loan intake 2. Borrower 3. Property 4. Loan & experience 5. Financials 6. Documents
1

Basic information & loan intake

Program details for this request.

Please choose a loan program.
Please choose a loan type.
2

Borrower & guarantor

The entity and primary guarantor.

Valid email required.
Required.
Required.
Can't find address? Enter manually
or
Upload an authorization file or choose to email it to the guarantor.
3

Subject property

The property being financed.

Required.
Can't find address? Enter manually
Required.
Applicable if owned more than 24 months.
4

Loan information & experience

Terms and your track record.

Required.
Pre-filled to 30 days out.
5

Property financials (unit level)

How the property performs.

Please choose one.
Please choose one.
6

Documents

All uploads are optional — add whatever you have.

No required documents available.
Purchase contract
Rehab list
Lease agreement
Rent roll
P&L financials
Plans
Permits
Entitlements
Borrower experience form
Title agent / attorney contact info
Construction budget
Any additional documents to upload?

Review

Indicative process only and not a commitment to lend. Final terms depend on full underwriting by the capital partner. DSCR loans are for business-purpose, non-owner-occupied investment properties only. We save your progress (not sensitive documents) so you can resume within 30 days.
Important disclosure

Canary Financial is not a bank or direct lender. DSCR financing may be offered through third-party lenders, funding marketplaces, or lending partners. Approval, interest rates, loan terms, funding timelines, and eligibility are determined solely by the applicable funding provider. Submission of an application does not guarantee approval or funding.