Canary Financial
Capital Solutions

Personal loans,
on your terms.

Borrow $2,000 to $400,000 for debt consolidation, home projects, a major purchase or life's unexpected costs. Tell us what you need once — we'll match you to the funding sources that fit.

Apply now
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Up to, personal loans
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Starting from
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Request, many options
Debt consolidation
One payment
combine high-rate balances
Fixed rate
Predictable
the same amount each month
Loan amount
$2k–$400k
borrow only what you need
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Personal loans

One loan, many possibilities.

A personal loan is unsecured financing you can use for almost anything. Fixed-rate, fixed-term options mean one predictable payment — no home equity or collateral required.

Consolidate debt

Roll high-interest credit card and other balances into a single, simpler monthly payment.

Home improvement

Fund renovations, repairs and upgrades without tapping your home's equity.

Major purchase

Cover a big expense — a vehicle, a move, a wedding or a special event.

Unexpected costs

Handle medical or dental bills and other emergencies with breathing room to repay.

How it works

From request to funded, in four steps.

1

Tell us what you need

Share the amount, purpose and a few details. One short request — no obligation.

2

We match you

Our team reviews your request and lines it up with the funding sources that fit your profile.

3

Compare options

Review the loan options presented to you and choose the one that works best.

4

Get funded

Complete the lender's application and, once approved, receive your funds.

Get started

Apply for a personal loan.

Complete your application below, upload your documents and sign online. Short on time? Use Save draft to get a private link and finish later on any device.

New

Now offering debt relief help

Carrying $10,000 or more in credit card or other unsecured debt? Answer one question in this application and a debt relief specialist may call you about lowering what you owe, in addition to your loan request.

Go to the debt question ↓

1 Applicant Information

Tell us about yourself. This is the person the loan is for.

2 Personal Loan Details

Debt relief helpNew

In addition to getting a loan, you may be able to have your old unsecured debt such as: credit card debt, medical bills, and other unsecured loans and bills significantly reduced, waiving off late payment penalties and other charges, and get you a lower interest rate.

Bank & income details

Some of our lending partners fund directly to your bank account and need these details to make you an offer. They are stored encrypted.

Yes if you are active duty, or the spouse or dependent of someone on active duty.

3 Documents

Attach what you have. You can also add these when you review and sign. Max 32 MB total.

4 Review & sign

Sign below to certify the information above is accurate and complete, and to authorize Canary Financial and its lending partners to review this request and to obtain your credit report. Canary Financial is not a bank or direct lender, and signing does not guarantee approval or funding.

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Submitting an application does not guarantee approval or funding. Canary Financial is not a bank or direct lender; requests may be fulfilled through third-party lending partners. By submitting, you agree to be contacted about loan options. We never ask for your bank login here. See our Privacy Policy.
Why Canary

A simpler way to borrow.

Want to see options right away?

Answer a few quick questions and view personal loan offers matched to your profile.

Important disclosure

Canary Financial is not a bank or direct lender. Financing products may be offered through third-party lenders, funding marketplaces, referral partners, or lending partners. Approval, interest rates, loan terms, funding timelines, and eligibility are determined solely by the applicable funding provider. Submission of a funding request does not guarantee approval or funding.