Business Working Capital | Canary Financial

Short on time? Save what you’ve entered and we’ll email you a private link to finish on any device within 30 days. Your SSN, EIN and signature are never saved — you’ll add those at the end.

What are you looking for?

Funding type *

Not sure which fits? Pick "Not sure yet" and our team will match you.

Amount requested *

Use of funds *

How soon do you need it? (optional)

Existing business debt (optional)

Business overview

Entity type, industry, time in business and monthly revenue are required on every business product — an application without them cannot be priced.

Business name *

Legal name (if different)

Entity type *

Industry *

Years in business *

Average monthly revenue *

EIN *

Encrypted at rest.

Business phone *

Business street address

Business city

Business state

Business ZIP

Website (optional)

Owner / personal guarantor

Loanable requires a personal guarantor on every business product, including a full SSN and home address. Your SSN is encrypted the moment it reaches us and is never shown back in full.

First name *

Last name *

Email *

Mobile phone *

Date of birth *

SSN *

Encrypted at rest. Required by the lender to price your offer.

Credit score *

Ownership % (optional)

Home street address *

Home city *

Home state *

Home ZIP *

Home ownership *

Time at residence *

Employment *

Annual personal income (optional)

Authorization

I authorize Canary Financial and its lending partners to obtain my personal and business credit reports and to verify the information in this application. * I confirm the information above is accurate and complete, and I authorize Canary Financial to share this application with its funding partners. I understand Canary Financial is not a bank or direct lender, and that submitting an application does not guarantee approval or funding. I also consent to be contacted by Canary Financial and its funding partners at the phone number and email I provide, including by autodialed, prerecorded, or AI-assisted calls and text messages. Consent is not a condition of any purchase; message and data rates may apply. * Optional: text me about this application. Message and data rates may apply; reply HELP for help and STOP to opt out. This is separate from the credit authorization above.

Also required by our other funding partners

Every funder we work with asks for a slightly different set. Completing these means your file can go to any of them without us coming back to you for more.

Business email *

Business country *

Business start date *

Length of ownership *

Include a number, or say "since founding".

Owner / personal guarantor - required by our other funding partners

Every funder underwrites the guarantor as well as the business. Your SSN is encrypted the moment it reaches us and is never shown back in full.

Owner home country *

Documents

Click to upload · Up to 10 files

Bank statements, tax returns, debt schedule, driver's license

Optional, but it speeds everything up. The last three months of business bank statements are what a funder looks at first. PDF, image, Word, Excel, CSV or text; 10 MB per file.

Supporting documents

Optional, but every one of these speeds up a decision - and different funders ask for different ones, so anything you attach here travels with your file wherever it goes. PDF, image, Word, Excel, CSV or text; 10 MB per file.

Signed funding application

Business bank statements (last 3-6 months)

Personal tax return (most recent year)

Business tax return (most recent year)

Business tax return (2 years ago)

Business debt schedule

Profit & loss statement (interim)

Balance sheet

Driver license (front and back)

Voided business check

Articles of incorporation / organization

DBA registration

Sign your application

Sign below to certify the information is accurate and to authorize Canary Financial and its funding partners to review this request. Some funders will not accept a file without it.

Sign above using your mouse or finger

Your SSN is encrypted at rest. Submitting an application does not guarantee approval or funding. Canary Financial is not a bank or direct lender; requests may be fulfilled through third-party lending partners. See our Privacy Policy.

Ways to fund

Seven programs, one application.

Pick the one you want and we route it — amounts, rates and terms are set by the funding provider based on your revenue, time in business and credit.

Working capital

General-purpose capital for payroll, inventory or a gap in cash flow.

Fastest to fund

Term loan

A fixed amount over a fixed term with predictable monthly payments.

Fixed structure

Line of credit

Draw what you need, repay it, and draw again as the business moves.

Revolving

Merchant cash advance

Funding against future card receipts, repaid as a share of daily sales.

Revenue-based

Equipment financing

Buy the machine, vehicle or system, secured by the equipment itself.

Asset-backed

SBA loan

Government-backed programs with longer terms for qualifying businesses.

Long term

Important disclosure

Canary Financial is not a bank or direct lender. Financing products may be offered through third-party lenders, funding marketplaces, referral partners, or lending partners. Approval, interest rates, loan terms, funding timelines, and eligibility are determined solely by the applicable funding provider. Submission of a funding request does not guarantee approval or funding.

Working capital,on your terms.