Canary Financial
Virtual cards
On demand
For online and one-off spend
Spend controls
Per card
Category, amount, country, dates
Card alerts
Every swipe
Transaction notifications as they happen
Lost a card?
Freeze it
Unfreeze or replace any time
Business cards Coming soon

A card for every person.
Control over every dollar.

Prepaid business cards for team expenses, employee payments, payouts and rewards. Fund them from your program balance, set the rules once, and see every transaction.

Cards for staff and contractors Rules on every card Physical and virtual No credit line - prepaid
Use cases

One program, four ways to pay.

Prepaid cards for the business payments that are hard to manage today - from day-to-day expenses to paying people outside payroll.

Expenses

Replace petty cash and expense claims with a card per person. Set limits, restrict categories and reconcile from one statement.

Employee payments

Pay contractors, seasonal and remote staff by loading a card - no recipient bank details to collect.

Payouts

Put funds in people’s hands for refunds, settlements and disbursements without cutting checks.

Incentives and rewards

Recognise staff, reward customers and run referral programs with branded prepaid cards.

Card formats

Physical, virtual, or both.

Physical cards

Personalised with the cardholder’s name, or ordered unpersonalised in bulk for programs you hand out on site.

Virtual cards

Issued on demand for online spend, subscriptions and one-off purchases - no plastic to wait for.

Debit acceptance, prepaid control

Where available, cards can run on a debit network for wider merchant acceptance while staying funded in advance from your program balance.

Spend controls

Set the rules. Every swipe follows them.

Allow or block spending by merchant category, amount, merchant country and date. Flip a switch below and watch the example transactions respond.

Card rules

Illustration only - your program’s rules are set when you launch.
Travel and lodging
Fuel
Software and subscriptions
Meals and entertainment
Gambling (always blocked)

Live feed Example

Example merchants and amounts, not real transactions.
Control

Built for business spending.

Granular spend rules

Approve or decline by merchant category, merchant, country, amount and date range - per card or per group of cardholders.

Freeze, unfreeze, replace

Suspend a card in a click, reactivate it when it turns up, or report it lost or stolen and order a replacement.

Load and unload

Move money onto a card when it is needed and sweep unused balances back to your program.

Transaction alerts

Card transaction notifications as they happen, so finance sees spend without waiting for month-end.

Statements with merchant detail

Per-card statements with merchant name, category code and running balance, ready for reconciliation.

Verified onboarding

Business verification (KYB) for your company and identity checks (KYC) for cardholders, as the card issuer requires.

How it will work

From sign-up to first swipe.

1

Join the waitlist

Tell us about your business and how you want to use cards.

2

Verify your business

Complete business verification when your program is ready to open.

3

Fund your program

Add funds to your program balance. Cards draw only on what you have loaded.

4

Issue and control

Issue cards to your team, set the rules and track every transaction.

Waitlist

Be first in line.

Business cards are coming soon.

Join the waitlist and we will contact you when business cards open, with pricing and the full card terms before you commit to anything.

  • No cost and no obligation to join
  • Pricing and terms shared before you apply
  • Prepaid - no credit check for a credit line
We use these details only to contact you about business cards. Leave the box unticked and only Canary Financial will contact you.
FAQ

Questions, answered.

Can I order cards today?
Not yet. Business cards are coming soon. Join the waitlist and we will contact you when they open.
Is this a credit card?
No. These are prepaid cards: they spend only the funds you have loaded onto them. There is no credit line.
Is Canary Financial a bank?
No. Canary Financial is not a bank. When business cards launch they will be issued by a regulated card issuer, named in the cardholder terms you receive before you apply.
What will it cost?
Pricing is not set yet. We will share all fees with you before you apply, and joining the waitlist is free.
Who can get a card?
US businesses that pass business verification can run a program, and can issue cards to employees, contractors and other recipients who pass the issuer’s identity checks.

Business cards are not yet available. Canary Financial is not a bank. Prepaid business cards, when available, will be issued by a regulated card issuer and are subject to its cardholder terms and fees. Card designs shown are illustrations.